Your Renewal Letter is a Starting Point, Not a Final Offer
When your mortgage term nears its expiration date, your current bank will mail you an automatic renewal slip. Over 80% of Canadian homeowners simply sign this paper and mail it back, unknowingly costing themselves thousands of dollars. Banks rarely offer their absolute best rates on auto-renewals because they assume you won't take the time to shop around.
At Foursquare Capital, we turn your renewal date into an opportunity to save. Jaydeepsinh Thakor scans the entire Canadian lending landscape to find a mortgage that beats your bank's offer. Furthermore, if you’re planning to move before your term is up, we specialize in mortgage portability, allowing you to transfer your current interest rate and loan balance straight to your next property without paying steep breaking fees.
Smarter Ways to Manage Your Upcoming Mortgage Move
We help you navigate the end of your term or your next physical move by optimizing your borrowing structure across two major strategies:
1. Hassle-Free Mortgage Renewals
2. Mortgage Portability (Moving Your Rate)
3. Terms & Condition Optimization
The Seamless Transfer Process
Step-by-Step
Whether you are switching lenders at renewal or moving your mortgage to a new house, we handle the logistics so you don't experience gaps in coverage:
Why Manage Your Next Move Through Foursquare Capital?
Zero-Cost Switching Options: We target lenders who actively pay for your switch fees, appraisals, and legal registrations, giving you all of the interest savings with none of the out-of-pocket costs.
Proactive Rate Tracking: Don’t wait until the last month when you lack leverage. We track your renewal date up to 150 days out, allowing us to strike when market rates hit their lowest point.
Personalized & Multilingual Service: Avoid automated bank holding patterns. Speak directly to Jaydeepsinh Thakor in English & Gujarati to map out a clear, protective approach for your home financial structure.
Received a Renewal Letter? Don’t Sign It Quite Yet.
Moving soon? Call us directly to find out if your current mortgage is eligible to be ported.